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Hi! I'm Steve...
Your Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Steve Mohabir

Mortgage Consultant

NMLSR: 662137

763-458-5653
Address: 4100 Minnetonka Boulevard St. Louis Park, MN, 55416

Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.

More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

RL

Rachel L.

5.0

Minneapolis, MN

Sep 15, 2025

Steve helped me through my first time home buying process and gave advice along the way. He and his team communicated requirements, timeline, and watch outs clearly which made navigating the process more smooth. Last, he was available to help put a pre approval letter on the fly which increased my chances of success with offers.

SH

Sierra H.

4.7

Saint Paul, MN

Sep 12, 2025

What made this process great for me and my family is the support from everyone down to the Relator. Everyone had made It smooth even still with the help of Eric and Jackie thank you all.

CK

Courtney K.

5.0

Saint Louis Park, MN

Sep 9, 2025

Working with Steve during the purchase of our latest home was an exceptional experience. From the very beginning, he demonstrated a rare combination of kindness, professionalism, and deep expertise. Every step of the process was clearly explained, and he took the time to walk me through all the available options, ensuring I had everything I needed to make the most informed decision possible. What stood out most was his patience and thoroughness. He was never rushing, always making sure I understood the implications of each choice. His guidance gave me complete confidence, and his genuine care made a potentially stressful process feel smooth and manageable. I wholeheartedly recommend him to anyone looking for a mortgage consultant who truly puts their clients first.

JN

Julie N.

5.0

Golden Valley, MN

Sep 6, 2025

Very courteous service. Made the move easy. Would higly recommend Steve.

MS

Megan S.

5.0

Minneapolis, MN

Sep 4, 2025

Steve and his team answered my questions quickly and made sure I was comfortable with and understood each step!

SM

Susan M.

5.0

Saint Louis Park, MN

Aug 27, 2025

Steves availability and Brenda's delightful updates! Steve is delightful too! :)

DL

Dolly L.

5.0

Eden Prairie, MN

Aug 19, 2025

Steve is easy to work with and a great communicator!

EM

Eric M.

5.0

Minneapolis, MN

Aug 18, 2025

Great communication and service.

SM

Susan M.

5.0

Minneapolis, MN

Aug 18, 2025

Steve and his team are simply the best! Calm, steady, reassuring! Thanks!!

SM

Susan M.

5.0

Robbinsdale, MN

Aug 13, 2025

Everyone's great communication!

NM

Neil M.

5.0

Minneapolis, MN

Jul 30, 2025

Personable, worked really hardto get the deal completed in a timely fashion.

SG

Stephanie G.

4.8

Lino Lakes, MN

Jul 30, 2025

All of our questions were answered promptly

MS

Megan S.

5.0

Columbia Heights, MN

Jul 30, 2025

Steve was amazing to work with when buying my first home! I was so nervous and he helped to curb my anxiety and explain things in layman's terms and answer all my "dumb" questions. Steve made my home buying process so easy and smooth. I will recommend any friends or family to Steve in the future! Thank you for everything!

PR

Parker R.

5.0

Rosemount, MN

Jul 30, 2025

Steve went above and beyond

BV

Brock V.

5.0

Burnsville, MN

Jul 30, 2025

Timely responses, sound advice. Puts your best interest first. Very friendly and great customer service from the team. Highly recommend!

DL

Dolly L.

5.0

Columbia Heights, MN

Jul 30, 2025

Steve & Brenda are wonderful communicators and great to my clients. It is always a pleasure to refer them!

KO

Keenan O.

5.0

Burnsville, MN

Jul 30, 2025

Steve's attention to detail, communication, and professionlism are what set him apart from the vast majority of lenders I have worked with.

SM

Susan M.

5.0

Hopkins, MN

Jul 30, 2025

Steve and Team are SO great, smart, friendly, timely and AMAZING!

DP

Daniel P.

4.8

Minneapolis, MN

Jul 30, 2025

Steve and his team were easy to work with and were very transparent and prompt to respond with any questions we had.

KB

Kristin B.

5.0

Minneapolis, MN

Jul 30, 2025

Steve was super responsive and found the best solution for my clients. Great communication skills.

SB

Stacy B.

5.0

Hugo, MN

Jul 30, 2025

Steve acted with urgency every step of the way and kept me informed.

WG

Wayne G.

5.0

W St Paul, MN

Jul 30, 2025

Steve has a very good way with clients. He makes them feel comfortable and confident in the process.

FC

Fiana C.

5.0

W St Paul, MN

Jul 30, 2025

Everything was done in a timely and professional manner.

RC

Rosalee C.

5.0

Minneapolis, MN

Jul 30, 2025

Steve walked me through each step and explained it clearly. He is always great at quickly following up and answering

CB

Carl B.

4.8

Minneapolis, MN

Jul 30, 2025

professional, timely and efficient service

MA

Michon A.

4.8

North Oaks, MN

Jul 30, 2025

Easy process and effiicient

RS

Rebecca S.

5.0

Minneapolis, MN

Jul 30, 2025

Thanks for being so fast & responsive (including on the weekends!)!

JH

Joy H.

5.0

North Oaks, MN

Jul 30, 2025

Steve worked quickly to get my clients preapproved on a Friday and by Saturday he was helping us put together a winning offer. I appreciated the update videos he sent to my clients throughout the transaction. Thank you, Steve!

HZ

Hoda Z.

5.0

Minneapolis, MN

Jul 30, 2025

Steve is an exceptional lender whom I trust completely with my clients. His communication is always clear and timely, making the lending process smooth and stress-free. He goes above and beyond to ensure buyers understand their options and feel confident in their decisions. His professionalism, reliability, and dedication set him apart. I highly recommend Steve to anyone.

HC

Hoffman C.

4.8

Roseville, MN

Jul 30, 2025

Always prompt in communication and clear in answering any questions.

NA

Nahom A.

5.0

Plymouth, MN

Jul 30, 2025

Hello is knowledgeable

GD

Gregory D.

5.0

Minnetonka, MN

Jul 30, 2025

Very responsive, very flexible, honest and dependable.

CT

Carrie T.

5.0

Roseville, MN

Jul 30, 2025

Steve is very smart, friendly, flexible and prompt.

SJ

Shawn J.

5.0

Roseville, MN

Jul 30, 2025

The communication was great. The videos were also very helpfull. The entire process flowed along pretty smoothly. .

DH

Dustin H.

5.0

Robbinsdale, MN

Jul 30, 2025

quick response time, very detailed on process and helping through the process

SF

Sheri F.

5.0

Minnetonka, MN

Jul 30, 2025

Super responsive and great troubleshooting as well answering any and all questions expeditiously. Thank you!

LJ

Laura J.

5.0

Saint Louis Park, MN

Jul 30, 2025

Communication and addressed all questions. Love the portal

ND

Nancy D.

5.0

Faribault, MN

Jul 30, 2025

Steve was great to have on our side. Happy to help us along and answer questions as well. Thank you for all the help, you made this a great experience!

JR

Jennifer R.

5.0

Plymouth, MN

Jul 30, 2025

-------------

RB

Robert B.

5.0

Alexandria, MN

Jul 30, 2025

Steve's outstanding! The level of professionalism, communication, and industry expertise are a huge asset to any homebuyer.

CG

Connor G.

5.0

Saint Paul, MN

Jul 30, 2025

Super helpful team!

DJ

Dennis J.

5.0

Plymouth, MN

Jul 30, 2025

This is the third home I have purchased. And Steve met everyone of my requirements and answered all questions in a very timely Manor. He was concise and accurate. We went to closing and we didn’t have to write a check. That was awesome. We knew what to expect going in and an hour later we had a new home so thank you.

DH

David H.

5.0

Plymouth, MN

Jul 30, 2025

Steve was super responsive and was always willing to answer our questions as we went through the mortgage financing process. He's a great asset to Edina Realty Mortgage.

MS

Matthew S.

5.0

Plymouth, MN

Jul 30, 2025

The Prosperity app and Steve Mohabir’s attention to details and his willingness to offer my clients affordable solutions, make working the them a no-brainer!

RL

Richard L.

5.0

Minneapolis, MN

Jul 30, 2025

Steve was very hands on communicating with us. And his management kept out loan on track.

BF

Brandon F.

4.8

New Brighton, MN

Jul 30, 2025

Steve was very responsive to all of my questions.

AF

Amy Michielle F.

5.0

Bloomington, MN

Jul 30, 2025

I get to refer Steve everyday to my clients...getting to experience the process with him and his team, is a whole other level. His entire team is very professional and approachable. I was pleasantly surprised his loan processor called me to introduce herself, so often the person in that role, stays way behind the scenes. I now have first hand experience, how Steve is miles ahead of the competition. Consumers only think about everything going smoothly start to finish. Well, that is not always the case. My transacation had an appraisal issue...Steve had the remedy even before we had the official word. I can't express how much this took stress and pressure off of me, thinking I might not be able to close and be homeless. His level of commitment, professionalism, knowledge and expertise cannot be matched! I am grateful, THANK YOU Steve! 5-star experience all the way!

JT

John T.

5.0

Crystal, MN

Jul 30, 2025

Steve was very communicative and personable. From day one, we felt comfortable and cared about. As we ramped up into the meat of home buying, he kept us updated and regularly informed about where we were in the process and the needed next steps. In any industry, you look for people you can trust. Steve is someone I feel I can trust.

MT

Meghan T.

5.0

Crystal, MN

Jul 30, 2025

Quick, friendly and helpful communications. Steve was not only helpful in getting us accurate information, he also explained the numbers and taught us about financial planning. Would recommend!

KR

Kari R.

5.0

Plymouth, MN

Jul 30, 2025

I worked with Steve on my previous purchase. He’s great; answers all my questions, no matter how dumb they might be.

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.95 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Mortgage is as simple as a conversation. Are you ready to step inside?

Steve Mohabir

Steve Mohabir

Mortgage Consultant

NMLSR: 662137

Learn More